Zen Garden > How to Save Money - Just by Asking a Simple Question

How to save money. It's on almost everybody's mind almost all the time. Everybody loves a bargain. Everybody wants to know how to save money.

Did you know that a price tag is only an invitation by a seller for you to purchase at the advertised price? You can ALWAYS negotiate a price on anything - especially if you are dealing in cash.

Merchants have to pay credit card companies a commission when customers use credit cards to purchase goods and services. This surcharge is usually somewhere around 2% to 3%. So, that is always a good starting point if you are dealing in cash. You should easily be able to get at least a 5% discount if you are paying cash. And if you are a good negotiator then up to 10% is often available.

Here is a KEY point - if you don't ask, you don't get.

Whenever a store employee or owner states "NO DISCOUNT" just say: "Fine." Then start to walk away. That often gets a reaction like: "Wait a moment. I'll see what we can do."

Like I said - if you don't ask you don't get. So... ASK! It costs absolutely NOTHING to ask. If an item is priced at $250 and you can negotiate a 10% discount then that $25 is better staying in your pocket.

REMEMBER - EVERYTHING is negotiable.

There are all sorts of ways for you to learn how to save money. This method is seldom used because most people are too embarrassed or too timid even to ask. And as I have already said twice...

If you don't ask you don't get!

You should make it your goal to learn how to save money by every method possible because a dollar saved is worth MORE than a dollar earned. Think about that and you'll realize the truth in it.

Gary Simpson operates the Turn Debt Into Wealth website. To learn more tips on how to save money go here: "How to Save $1000's and Increase Your Net Wealth."

Brought to you by: Gary Simpson's http://www.MotivationSelfEsteem.com/Zenspiration.html website where you can receive motivating "Zenspirational Thoughts" plus an immediate FREE copy of the highly acclaimed, life-changing e-book "The Power of Choice." Here you will also be able to get your password for the "Wealthy Minds" Newsletter which will give you access to the MEMBERS' ONLY area of the http://www.turn-debt-into-wealth.com website.

Gary Simpson is the author of nine books covering a diverse range of subjects such as motivation, self esteem, affirmations, self defense, wealth creation and much more. His many motivation and success articles appear all over the web.

Gary Simpson is a 7th Dan karate master who teaches self defense, motivation, self help and wealth building to students around the world through home study courses. You may reprint this article as you include this author credit and an active link to his web site. Finance - Self Help - Motivation - Self Defense - Personal Growth MotivationSelfEsteem.com